Stop guessing what your business actually makes
A step-by-step guide to building your own profit/loss view, tax reserve, break-even number, and cash forecast — without hiring a bookkeeper.
- Instant digital download
- Secure checkout via Stripe
- One-time purchase, no subscription
What you receive: A working .xlsx spreadsheet with live formulas, plus the written guide that shows you how to run it — instant download after checkout.
Exactly what arrives: One .zip file containing deliverable.md — the written guide — and cfo-operating-system.xlsx.
Instant delivery: your files appear on this page as soon as Stripe confirms payment, and the link is emailed to you as well.
Check it before you pay: read the contents list — it names every part of the file. If what you need is not on that list, it is not in the file.
- Secure checkout by Stripe. Instilus never sees or stores your card details.
- One-time purchase. There is no subscription and no recurring charge.
- You ask for immediate access at checkout, so the 14-day cancellation right ends when access begins (Terms, section 6). That is why the contents list above is the thing to read before you pay.
- If what arrives is not what this page describes, email astarsupply@gmail.com and we will put it right or refund you in full. Your statutory right to digital content that is as described is not affected.
- Sold by Instilus, a trading name of A Star Supply — the full trading address is in the footer of this page.
Everything included with The Owner's Ledger
- Profit & Loss (P&L) — a working sheet in the spreadsheet
- Revenue Tracker & Expense Tracker
- Cash-Flow Forecast
- Tax Reserve Calculator — a working sheet in the spreadsheet
- Profitability Calculator
- Monthly Financial Close
- KPI Dashboard — a working sheet in the spreadsheet
- Sales Dashboard
- Break-Even Calculator — a working sheet in the spreadsheet
- Scenario Planner
- 12-Month Forecast — a working sheet in the spreadsheet
- Owner Dashboard
- Financial Review Workflow
- Instructions
From purchase to using it this week
- 1Buy — secure checkout via Stripe, instant confirmation.
- 2Download — get the real spreadsheet and the full written guide immediately.
- 3Follow the guide — work through all 14 sections in order, each one a real, usable part of the system.
- 4Use it — built to run every week, not to be read once and closed.
Built for
Small-business owners who need real financial visibility — profit, cash flow, tax reserve, break-even — without paying for complicated finance software or hiring a bookkeeper before they are ready for one
Not the right fit if
This is a self-implemented spreadsheet-and-guide system — not done-for-you software, not a subscription, and not a substitute for professional legal, tax or accounting advice.
One-time purchase, $39.
Your download link will appear here after purchase.
Frequently asked questions
What is this?
This is a written digital guide (written guide) that walks small-business owners through setting up five core financial views by hand or in their own spreadsheet: profit and loss, cash flow forecast, tax reserve tracking, break-even pricing, and a simple monthly review checklist. It teaches you the structure and formulas to use, step by step.
How much does it cost?
One-time purchase, $39.
Who is this for?
Small-business owners who currently track finances from memory or a single messy spreadsheet, and want real visibility into profit, cash flow, tax reserves, and break-even pricing — without paying for complicated finance software or hiring a bookkeeper before they're ready for one.
How do you know this solves a real problem?
It is listed, item by item, in “Everything included” above — that list is the product, not a summary of it. Read it before you pay: if what you need is not on the list, it is not in the file, and you should not buy this.
Ready to put The Owner's Ledger to work?
Buy now — $39.00Related products
Other Instilus products built for the same kind of work. Each is a separate one-time purchase.
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